Who can apply online for Ayushman Bharat Scheme?


Health is the root of all the happiness and there is a very famous statement “Health is Wealth” and we keep on listening to this statement since childhood. The literal meaning of this statement is that if you are not healthy, there is no meaning of unlimited wealth. You are able to enjoy your wealth only when you are healthy.  

India is a developing country and we are one of the fastest growing economies. To continue with this pace, healthy India is required. Healthy India would make Prosperous India. The Indian Government is also focusing on the health of our country’s citizen.


Who can apply online for Ayushman Bharat Scheme


It is an important cornerstone to the government vision of development “Swasth Bharat, Samriddha Bharat” (Healthy India, Prosperous India). To fulfill the vision of Health for all, our honorable prime minister launched a very ambitious scheme known as Áyushman Bharat. The “Prime Minister Jan Arogya Yojana” is one of the components of Ayushman Bharat & it is the pioneering initiative for the health coverage of all.

What is Ayushman Bharat Scheme


Under this scheme, more than 10 crore poor households are identified on the basis of census 2011.   These families would be eligible to take the reimbursement of up to Rs. 5 lakh per year towards the hospitalization expenses of their family members. This scheme also covers the pre-& post hospitalization costs to some extent. The main aim of this scheme is to deliver comprehensive need-based health care services. Ayushman Bharat aims to undertake path-breaking interventions to holistically address health (covering prevention, promotion and ambulatory care), at primary, secondary and tertiary level.


Who can apply online for Ayushman Bharat Scheme


There are two main components of this scheme. Both the components are defined below.

·        First component is the creation of close to 150K Health & Wellness center that bring health closer to the homes of the people. The first Health & Wellness Centre was launched by our prime minister in 2018 at Jangla, Bijapur in Chhatisgarh.

·        The 2nd component is the health protection to the poor and vulnerable families under the health scheme known as Prime Minister Jan Arogya Yojana.

Who is Eligible for this Scheme?


As per the Social-Economic Caste Census (SECC) conducted by the government in 2011, this scheme is applicable to all the persons deprived of other health insurance schemes and there is no cap on family size as well to ensure that nobody is left out especially the women, children and the old age persons. The beneficiaries are identified based on the deprivation categories (D1, D2, D3, D4, D5, and D7) identified under the SECC database for rural areas. For the urban areas, the 11 occupational criteria will determine the entitlement.


What is the Hospitalisation Process?


In this scheme, hospitalization expenses would be taken care of by the government and beneficiaries would not be required to pay any premium. The benefit also includes the pre and post-hospital expenses.

There would be an “Ayushman Mitra” at every hospital to assist the beneficiaries.


Who can apply online for Ayushman Bharat Scheme
  

Key Features of The Scheme


The various key features of this scheme are as follows

·        This scheme will be implemented in all parts of the Nation.

·        There is no Restriction on family Size, Age or Gender. All members of eligible families are automatically covered.

·        This scheme would be cashless and paperless at public hospitals and private empanelled private hospitals.



Who can apply online for Ayushman Bharat Scheme


 Challenges


The biggest challenge of this scheme is the nationwide implementation.  Other challenges are the requirement of doctors in large number, lack of infrastructure etc. 

 Conclusion


The thought process behind this scheme is very ambitious and we hope that this scheme would get the results that we all are hoping for. It is very significant to implement the scheme properly and also proper mechanism is required to ensure the success of this scheme.

Thanks for reading our article. Please share your suggestions in the comment box. Also, share this post with your friends, family, relatives etc. 

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